My name is Mike Rayer and, as well as being the owner of Advice4U and an Independent Financial Adviser with over 30 years’ experience in the financial services industry, I’m a rugby man.  
I’ve played it (at fly half), I’ve coached it, I’ve been a local club chairman, and I continue to be a passionate supporter of rugby, whether it’s at local, national or international level. 


We're not your average Independent Financial Advisor… We try harder. We’re on your side. We get our clients to the top of the investment league. We’ll get your investments and pensions over the line. We’ll help you convert your investments and savings into wealth. 

We’d love to be part of your team! 

Of course, you don’t have to be a rugby fanatic like me to benefit from the services we provide. At Advice4U, we work with all sorts of people and businesses, although we particularly specialise in helping high net worth individuals to reduce their tax liabilities and maximise the returns they get from their savings and investments. 
However, whatever your circumstances, we help existing and new clients alike to achieve their financial goals and aspirations – with solid, informed advice, which we communicate in a simple, straightforward way. 
In a nutshell, we help our clients to achieve financial independence by providing a fantastic, personal service and the widest possible choice of products and solutions. 
We offer straightforward advice in all the following areas: 
Personal Pensions 4u 
Group Pensions 4u 
Investments 4u 
Protection 4u 
Trusts 4u 
Insurance 4u 
Tax-efficient savings plans 4u 
Investing for children 4u 
Retirement planning 4u 
Inheritance Tax Planning 4u 
Mortgages 4u 

Contact Us 

So, why not get in touch today to arrange a free consultation and find out more about how  
Advice 4U Financial Planning can help you to build the financial future you’ve always wanted
Or call us now on 01452 612 738 and let's have a chat.