Who We Are

Advice 4U Financial Planning is an advisory firm owned by Mike Rayer, a level 4 qualified Independent Financial Advisor (IFA) with over 25 years of industry experience. Our independent status allows us to offer advice on products across the whole financial marketplace.

The company launched in May 2015, and acts solely on behalf of, and in the best interests of, its clients at all times. It does not act on behalf of any product provider, bank or insurance company.

What We Do

We provide independent wealth management services for private investors and corporate clients throughout the UK - We currently have approximately 100 clients, with portfolios ranging up to £1.5m.


Investments & Savings

Inheritance Tax Planning


An Independent Service

As Independent Financial Advisors, Advice 4U Financial Planning is able to consider all types of retail investment products from all product providers across the whole of the market; ensuring we meet the needs and objectives of our clients.